How to Get a Loan For Your Watch
Get a Valuation
Tell us about your watches with our simple form. The more information and photos you share with us the more accurate the valuation will be. If you have other luxury assets, please contact us.
Send Us Your Watch
You'll receive a pre-paid shipping label including insurance, or we'll arrange face-to-face collection.
Once finalized, you will quickly receive payment via wire or electronic ACH transfer. You pay a monthly service fee to keep your contract in force.
Get Your Watch Back
Once you repay the amount in your contract – plus any outstanding service fees – we ship your asset back to you fully insured, via FedEx.
Call 855-833-2063 now to speak with a WatchBox Client Advisor.
How does the transaction work?
Clients initiate the loan process through a simple inquiry on WatchBox’s website, similar to the process of selling one’s watch. After receiving a free loan quote, the client receives free insured shipping to Luxury Asset Capital’s secure facility. Upon inspection of the watch, Luxury Asset Capital offers financing in amounts up to $5 million USD. Funds can be wired immediately upon agreement of loan terms, and owners can redeem their collateral – watches or other luxury goods – at any time by paying off the loan principal plus service fees incurred.
What is the minimum and maximum amount of money I can get?
How do you determine the Monthly Service Charges for my asset?
How is my final loan offer determined?
Do I have to make monthly payments?
Do I have to have a bank account to apply for a loan against my item?
Are there any extra charges I should expect when doing a transaction?
Do you provide insurance?
Do you cover the cost of shipping?
Will defaulting on a loan against my watch affect my credit score?
What are acceptable payment methods?
How is my item stored and secured?
Total transparency and integrity. We stand behind every watch we sell, which means no fakes, ever.
Expert Interior Service
Every watch is rigorously tested for accuracy and precision by our in-house team of Swiss-trained watchmakers.